Take note of these top student loan scams, and how you can protect yourself so you aren’t victimized. Prequalifying with multiple refinance lenders before you apply. This will let you know which lenders you may be eligible with, without affecting your credit. Estate is still responsible for loans refinanced by parents if the borrower dies.

I’ve had a few people who have asked me what I think about their upper classness and I’ve been a little confused. McAfee assesses citizensapplynow.com for a meaningful set of security threats. Featured dangers from annoying pop-ups to hidden Trojans, that can steal your identity, will be revealed. McAfee does not analyze citizensapplynow.com for mature or inappropriate content, only security checks are evaluated. To get you to sign up, they will typically highlight other clients that they were able to do this successfully with, and show you how much you could possibly save. The consolidation company does nothing and takes your money.

Citizens also offers multi-year loan approval to borrowers who qualify. Before taking out a Citizens Bank student loan or any other private student loan, exhaust your federal student loan options first. Submit the Free Application for Federal Student Aid, known as the FAFSA, to apply.

You can do this yourself in about 20 minutes of your time. The consolidation company scam involves you paying a fee for something you could do for free. The student loan consolidation scam typically involves a company offering to consolidate your student loans for a fee . In exchange for paying the fee, the company will consolidate your loans.

When you consolidate, or refinance, Citizens Bank pays off your old loans and issues you a new private student loan with new terms. Your actual rate will depend on factors including your — or your co-signer’s — credit history and financial situation. To see what rate Citizens Bank will offer you, apply on its website. Citizens Bank lets borrowers who aren’t U.S. citizens take out and refinance student loans.

This is a scam because real lenders don’t charge any fees up front. Instead, legitimate lenders will take a fee at closing of the loan, typically from the loan amount so you actually pay nothing out etrade sbloc of pocket. If you are contacted by a company asking for a fee up front, avoid them – it is a scam. Citizens Bank says it takes an average of two to four weeks to get approved for a student loan.

You can’t see if you’ll qualify and what rate you’ll get without a hard credit check. You can see if you’ll qualify and what rate you’ll get without a hard credit check. This may influence which products we review and write about , but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. The PayPal refund policy does not change until all of the prepaid money is paid.